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Shutterstock / Arina P Habich
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Help, so many children have braces!

Martin Rupf
18-3-2025
Translation: Elicia Payne

These days, it feels like every child wears braces at some point. I arranged a consultation with an orthodontist and an insurance expert to find out why this is the case and how parents can protect themselves against horrendously high bills.

Oh, and one other thing – not all of my schoolmates had the pleasure of wearing braces. Today, 40 years later, things seem different. When my 10- and 12-year-old children recently received their orthodontist’s orders, I wasn’t particularly surprised. Since having children, the question hasn’t been if they’d need braces at some point, but when that day would come.

The orthodontist’s initial findings: my son has a «slight deep bite», my daughter «tends to have a lack of space». Since I’m no expert, my understanding is limited, but I can already imagine this much: our children will soon be wearing braces and will be in the best of company.

Wiedmer sees the emergence of additional insurance as the main reason for this. «Back then, parents often had to pay for everything themselves. When in doubt, it was better not to bother with braces.» Thanks to additional insurance, parents are now more likely to opt for it so they can avoid the question from their children, «Why didn’t I get braces back then?»

The fact that people in Europe actually need fewer and fewer teeth is also shown by the fact that around 30 per cent of them are now missing at least one wisdom tooth. «It’s as though nature has realised we no longer need so many teeth. In contrast, Aboriginal Australians even have another tooth behind the wisdom tooth,» says Wiedmer.

To come back to my initial theory – it’s not the evil dentists or orthodontists who arbitrarily prescribe braces out of sheer greed then? Claudius Wiedmer: «In addition to cases where braces are necessary for medical reasons, the request often comes from the parents themselves.» In fact, the number of orthodontists in Switzerland has almost doubled in the last 20 years. And the greater the competition, the higher the risk of incorrect prescriptions.

Wiedmer recommends consulting a specialist orthodontist whenever possible. «Dentists generally don’t have the in-depth knowledge of a specialist who has spent another three to four years at university after their basic studies.»

Pascal Fries gives an example: «Let’s say braces cost 10,000 francs. If the general additional insurance covers 75 per cent, we will pay CHF 7,500. If you have supplementary dental care insurance too that covers 50 per cent of the total amount, up to a max. of CHF 2,000, then Concordia would cover a total of CHF 9,500 of the CHF 10,000.»

Does health insurance only cover the costs of medical procedures or does it also cover corrections and procedures that are primarily for aesthetic purposes? According to Pascal Fries, in many cases, it’d be difficult to make a clear distinction here. «As a rule, we trust the dentist’s decision when they recommend braces.» However, the insurance doesn’t cover purely aesthetic treatments, such as teeth whitening or if someone wants to put a diamond on their tooth.

«Ultimately, as with all insurance policies, parents have to weigh up the financial risk they can and want to take,» explains Fries. It’s evident that the bill for braces in particular can be a heavy burden on the family budget if there’s no insurance.

Header image: Shutterstock / Arina P Habich

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Half-Danish dad of two and third child of the family, mushroom picker, angler, dedicated public viewer and world champion of putting my foot in it.


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